Create a World Without Poverty

[youtube]http://www.youtube.com/watch?v=3dE6jeO2q4U[/youtube]

What would it be like to one day have a world without poverty? A world where people in the developing world do not rely on charitable donations?

Kiva is on a mission to achieve just that via the ingenius use of the internet to provide microfinance to 1,000s of entrepreneurs around the world. And this December you all have a chance to do your bit via the BLOG WITH HEART CHALLENGE.

Kiva is the world leader in microfinance.

As the financial services of microfinance usually involve small amounts of money – small loans, small savings etc. – the term “microfinance” helps to differentiate these services from those which formal banks provide.

Why small amounts? Because Kiva serves those people that traditional financial institutions overlook – the poor who want to climb the ladder out of poverty, who just need help to the first rung.

You know that old story about teaching a person to fish and thereby feeding him/her for a lifetime?

Well, Kiva does just this – it is a non-profit website that allows you to lend as little as $25 to a specific low-income entrepreneur in the developing world.

Its tagline is “loans that change lives.”

“Kiva’s mission is to connect people through lending for the sake of alleviating poverty.”

You can watch more inspirational Kiva videos here.

The lenders do not wish to make money, but simply want to help people help themselves. At the same time, the borrowers do not want a simple handout, but a helping hand so they can find their own feet.

For the BLOG WITH HEART CHALLENGE, you can team up with other readers of this blog to leverage your own contributions. The idea is that the readers of this blog contribute to Kiva and we form a lending team with the name of this blog.

This challenge is being held worldwide in the month of December 2009 and it will attract thousands of new lenders to Kiva and consequently help many more entrepreneurs around the world.

You can team up with other readers of this blog to leverage your own contributions.

You will still be an individual making a difference, but in partnership with others here to form a team.

How YOU can join the challenge with my blog – (It only takes two minutes)

Step #1 Register: Go to www.Kiva.Org and register.

Step #2 Join a lending team: Click on COMMUNITY in the navigation bar. Look for the box: ‘Search for a lending team’ and put the name of your favorite blog into the searchbox. Scroll down and push the “JOIN TEAM’ button.

Note: If you wish to support another blogger  – and cannot find his or her blog in the list, write to the blogger and ask them to join the challenge!

(You can join more than one team, if you like).

Step #3 Lend: Click on LEND in the navigation bar. Choose a group or person you would like to lend to. Click on “Lend $25” under the description. Click: “Loan added! Checkout>>” (This line appears when you click on “Lend $25”)

Step #4 Boost your team: On the ‘My Basket’ page. In the upper right hand part it says: “Count towards team:” put the name of your blog team in the box below.

Step #5 Pay: Click on ‘CONTINUE’ and you’ll be taken to the secure payment page.

Step #6 Enjoy lending a hand (and money) in order to alleviate poverty

Are you game? I am!

Please help to make the BLOG WITH HEART CHALLENGE a great success for all. You can do that by telling all your friends about it by email, or Twitter, or on Face Book, or other social media.

Email your other favourite bloggers about it and also get your friends to join the challenge.

Together, we can do it.

Win or lose this challenge, we are all winners!